Classic Sailing is not a travel insurance provider and we are not authorised by the Financial Conduct Authority to advise on any particular insurance.
The Travel Insurance Industry does not provide insurance against travel cancelation caused by government rules and regulations. This they hold should be covered by refunds from the travel providers. That is the principle that all Classic Sailing vessel owners work to.
Therefore you need to look to your travel provider to asses how they deal with cancelations due to covid-19. See all vessel Terms and Conditions
Travel Insurances appear to be the same as they were in the past with the exclusion of covid-19 issues but luckily the UK is well ahead in our vaccination programme. So if you break a leg you should be covered, if you lose your luggage or money you should be covered, so on and so forth.
Good reasons for Travel Insurance.
It is with good reasons that we highly recommend that you have adequate travel insurance. Taken out once you booking has been paid for, you will be better prepared for any cancellation you may have to make.
The voyages you book are the income that keeps the ships alive and the heritage afloat. If you cancel voyages once they have been confirmed, in most cases they cannot be refunded or transferred to a later date. unless it is Covid-19 related and meets the Terms and Conditions of the vessel your are sailing on.
When traveling in your home waters it still makes sense to have travel insurance. They cover the usual loss of baggage, injury, cancellation though illness of yourself or close relative there are important reasons.
Topsail Insurance offer a range of travel insurance products, designed with sailing trips in mind. Find out more here and choose the right policy for you
Adequate travel insurance is a condition for many voyages, please check your vessel Terms and Conditions. You should take out a policy of insurance in order to cover you and your party for sailing on traditional boats and tall ships in territorial or international waters as appropriate: against the cost of cancellation by you; the cost of assistance (including repatriation) in the event of accident or illness; loss of baggage and money; and other expenses.